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Wealth Simple - a Canadian bank with the latest web technology came as a storm in worldwide market. No fee investment and no fee ETF make it more attractive

Savings account honor you with .75% to 1.00 interest. Furthermore, referral and adding or moving different account from other institution makes you freely use 10,000 in your account.

All Canadian can take extra benefit to open TFSA account, which allow Canadian to eliminate government taxes, how far your portfolio increase or how much money you make. All are tax free. Learn more detail about Canadian government's TFSA fund.

Furthermore you can move your RRSP and LIRA from other institution to bank. Google to find what does RRSP and LIRA means, if you are not familiar with this.

Click the link bellow will allow you to get 10,000 free to use in your newly open account till one year. No interest not fee. Click to get $10, 000 Free

Banks's Modern Portfolio Theory, the Nobel-Prize winning investing philosophy that build for the customers the smart portfolios. And it proved customer can make more money and take less risk by diversifying their investments.

It's as good as it sounds. Research shows that over the long term, investing across the entire market using a diversified portfolio beats picking stocks 96% of the time.

Best wishes to all of you, if this benefit to you and your families.

Bank’s Phone# 1-855-255-9038

Banks’s address: 860 Richmond ST W 3RD Floor, Toronto M6J 1C9, Canada.

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If American republican senators do not understand Math in their election, they all needs to go back to school for retrain.

The whole world is laughing at them and their weird current president. It is very important to understand election math, before make a comment.

We all know that emotion has no place for the world's law and order. Law and order around the world eleminate and never consider consider emotion when judging the case.

Case based on facts and proof and outcome determine the winner or looser.

I am very surprise and humbled, when my grand father gave me advise, multiple time when he was live that "You can have enemy with knowledge as a friend than a good friend without a knowledge."


Lol!! ##Trump

♬ original sound - Ky Duffield

People with knowledge can understand and differtiate between lie and truth, sin or good deed, bad and good, evil acts to honest act using knowledge, facts and proof and majority people's voice.

On the other hand people without knowledge go either side without understanding the concequence, without any facts and proof. This is very dangerous act.

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We all know, money cannot buy happiness, as because money is a noun and happiness is adjective. But there is a co-relation between them.

The Happiness Trend – An Obsessive Quest or A Healthy Pursuit

human being optimist or pessimist can also determine some extend of happiness for the following:

Being optimistic has benefits. Positive emotions encourage cooperation, stimulate action, and motivate us to reach our goals.

On the other hand, pessimistic people

A UCLA study of 4,400 Americans showed that people who value time over money are generally happier than those who don’t think money is better.

This is why you should get a virtual assistant to handle those mundane tasks that keep you bogged down.

We are all social animals and having healthy relationships with others is essential for our physical and mental health.

You will feel happier and more fulfilled when you spend time and money with people you genuinely care about.

Five breakdown bellow can help with balancing act for happiness

1. Spend More Time with Friends and Loved Ones
2. Develop an Exercise Routine
3. Write, Expressively
4. Earn More
5. Increase Your Fruit and Vegetable Intake
Research has revealed time and time again that the relationship between money and happiness is limited.

Since the 1950s people’s happiness levels have been remarkably constant, despite increases in income.

In fact, the wealth in the United States has doubled between 1957 and 1995, but the happiness levels haven’t changed.

Further research shows the wealthiest people in the U.S. were less happy.

There is extensive research documenting that money matters up to a threshold;

however, once the annual income of about $75,000 is reached, happiness plateaus and earning an even greater salary doesn’t impact our life satisfaction as much as we might think.

Certainly, lifting a person out of poverty, where they have the ability to live a comfortable life with basic needs like a home, food, proper education, and healthcare met, reduces or eliminates possible nutritional deficiencies in addition to the stress of wondering where your next meal may come from.

But happiness doesn’t go up by just attaining more money.


1. Gruber J. The Scientific Study of Positive Emotion. Edge Foundation, Inc. Retrieved from panel/june-gruber-the-scientific-study-of-positive-emotion-headcon-13-part-ii

2. Ford BQ, Shallcross AJ, Mauss IB, Floerke VA, and Gruber J. Desperately seeking happiness: Valuing happiness is associated with symptoms and diagnosis of depression.

Journal of Social and Clinical Psychology. 2014; 33 (10):890-905. doi:10.1521/jscp.2014.33.10.890.

3. Fredrickson BL. (1998). What good are positive emotions? Review of General Psychology, 2, 300–319.

4. Peterson C. The future of optimism. Am Psychol 2000;55(1): 44-55.

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Video can be famous in two ways.Either with negetive element or positive element to it.
We are truly heading to new type of society, where for shake of earning negetive elements will take over on everything.

There will be no body who can stop that. this will be our new norm of popularity. This video is an example what we are turn to.
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Do you thing America will go through this time of COVID19 similar to 1929 to 1939. Talk is cheap, but brainstorming talk can be expensive, when professional are involved. Ref the image footage taken by of Bengali brother.

Picture below was taken in the city of Chicago during the time of great economical depression between 1929 to 1939.

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When Beauty and Fashion join in the same track, video AD can be a viral element with profitability. This example given for my new comers just join in eCommerce business.

Core data will be provided by email soon. Out of box thinking with execution can make heavy positive impact to hold your eCommerce business long lasting and highly benefiting and rewarding.

Success is not easy. You have to time and stubborn effort. Now I become an eCommerce mentor in Canada among Bengali community. reached the targeted milestone using AI.

I request every Bengali should join eCommerce business. This is a new trends in COVID19 time.

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New line of product like hip hop designer 11 BYBB's Dark,IENENS, GustOmerD and much more. I have just added thewl ines as per email request for my surfer and customer

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Are you drinking enough? Some one is laughing already while I am asking this question. Laughfter is good for your health. Now read the facts. Is not a skechy? If you feel pain somewhere in your body, means you have lack of water in your body,Your Body sensor starts signalling the issue!

We all know that water is important but I've never seen went deep into it.

75% of Americans are chronically dehydrated.

In 37% of Americans, the thirst mechanism is so weak that it is often mistaken for hunger.

Even MILD dehydration will slow down one's metabolism as much as 3%.

One glass of water shuts down midnight hunger pangs for almost 100% of the dieters studied in a U-Washington study.

Lack of water is the #1 trigger of daytime fatigue.

Preliminary research indicates that 8-10 glasses of water a day could significantly ease back and joint pain for up to 80% of sufferers.

A mere 2% drop in body water can trigger fuzzy short-term memory, trouble with basic math,and difficulty focusing on the computer screen or on a printed page.

Drinking 5 glasses of water daily decreases the risk of colon cancer by 45%, plus it can slash the risk of breast cancer by 79%, and one is 50% less likely to develop bladder cancer.

Are you drinking the amount of water you should every day? Please do so. I will give you free shipping entire life, just send me email from my contact page that you are following. I will create personal code and send it to your email.

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COVID19 and 5G correlated factor that world leaders are hiding from us

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New idea is working. Automation And AI is the "Key" in AD and in E commerce business.

It is potential and progressive factor along with the right product, audience and right time.

Experimental Google Merchant center and Facebook shop auto Synchronization in on the way to real time movement to and from the product changes and addition of trending line of products in every 15 mins to 30 mins.

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E-commerce is becoming nearly impossible to make profitable and many small businesses are fighting tooth and nail just to keep things afloat. When you think about all the obstacles people have to overcome such as:

--->Slim profit margins
--->The interruption of supply chains
--->Drop-shipping nightmares
--->Increased ad cost
--->Product return due to quality
--->Wrong or not as advertise return
--->Shopping cart and funnel issues
--->Packing and shipping logistics
---> Digital money always in customers favor
And the list goes on and on
If you look at the ecom math, in theory, it all seems very simple: You lose most of the money with wrong traffic and wrong suppliers. But of course, when you build a real ecom business, it becomes more complicated than that.

You need to discover things like how to pick a risk-free supplier and how to ensure you don’t lose money when you start to drive traffic to your store and of course learn ecom software with bells and whistles such a way that you do not need people's help to add, delete, create video for your ecommerce site.

Last or not least stay top with ecommerce programs, like AI, APPs, Cloud funnels, key plugins on integration, glitch free quick credit processing, digital upselling with offers and coupons.

It absolutely amazes me under the current market conditions that so many of the e-com gurus are still preaching the drop-shipping and Amazon FBA gospel when the writing is clearly on the wall.

The fact of the matter is the good old days of E-commerce are gone, and if you want to thrive in the new economy it’s time to peek into the future and see where things are headed instead of living in the past.

Yes, online spending will continue to increase as more and more people shop online!

However, there are many more profitable items to sell with much bigger profit margins than, T-shirts, mugs, jewelry, and other trinkets made in china that people can buy from AliExpress or Ali-drop-shipping.

Chinese products are short term goal and short-term profit. First thing to control products and product quality where ever it come from.

Be careful with Chinese cheap products. it can harm your business for good. Focus more on real rating and customer satisfaction.

That’s I focus exclusively on Digital Products that have instant delivery and make the ownership and hold your products to execute that and almost infinite profit margins.

You also can create a strategy called product partnering in order not to deal with shipping, logistics, customer service, shopping carts, or product creation and it’s by far the most one of the most lucrative strategies for building an online business.
That can thrive under any economic conditions, and generate consistent profits.
While providing a lifestyle that is not constrained by finances or geographical location!
Example is simple for both partners:
1. One handle the software base, digital advertising, digital product changes and integration improvement with Facebook and google.
2. Other focus on correct products, suppliers, quality, again quality and on time delivery. Remember full collaboration between two is the key.

keep in mind customer satisfaction and product quality is a main focus area for long term and sustainable business.

Let's provide some key digital items that can integrate to ecommerce business.

1. Topline Domain sale
2. Art product from direct owners like artists
3. Service sales like cleaning, moving and renovation
4. Collector's items from owner and from real collectors
5. Antiques items
6. house hold items
7. Electronics and Gadgets
8. Digital videos, Animation and digital advertising items and so on.

I will stop here. I like my surfer and reader to make a knowledge-based comments to benefit you, me and our society as a whole.

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"Racism will never end as long as white cars are still using black tires. Racism will never end if people still use black to symbolize bad luck and white for peace. Racism will never end if people still wear white clothes to weddings and black clothes to funerals.

Racism will never end as long as those who don't pay their bills are blacklisted not whitelisted. Even when playing snooker, you haven't won until you've sunk the black ball, and the white ball must remain on the table!

But I don't care, as long as I'm still using white toilet paper to wipe my black ass, I'm happy." This speech was given by Zimbabwe President Robert Mugabe.

I am pretty sure more than 75% of the world population uses white toilet paper to wipe multicolored asses on earth. It is time to change that. that is the reason, a new flavor has been added to toilet paper. Now It is time for us to connect the root cause of racism and find the preventive method with error proofing.

Racism is one of the topmost key ideology, that human could never get rid off, since the start of origin of our human society. It is so complex and covers most of our life in the society we live in. Maybe Love & honor constantly changes its behavioral pattern due to the body fluid that connects, dictates and controls the brain for his or her action.

We find racism trends are constantly changes because of policy changes away from the principle and fundamental laws or religious laws. Policy changes ( in a given society) creates complexity to the correlated dependent society as well as all humanity combined.

The human finds more and more away from the family & to live an individual life to adjust his or her needs without having to face charges. Charges may be a problem with law enforcement authority, Government control GPS to person or persons, economic issues connected to the life of living & far and foremost the addictions.

Individual constantly changes his or her sexual needs with multiple partners. In order to create "Date", the individual spent more money on dresses and looks to fulfill the need & desire. That also brings a toll on the economy and new policy starts kicks in like bankruptcy, Lamson payment, and government welfare.

Frequent policy changes fairly adopt by an individual person, rather than the family. This is an ongoing dis-balance which causes localize population drop in North America and Europe. The country that is affected makes policy changes in order to offset the population gap.

Word "Immigration", "economical immigration, refugee, short term workers, landed immigrant, DV1, family member sponsorship, H1(job visa) and so on kicks in order to run & establish a business, industries, farms intellectual properties & families. The main idea of all this is an economic gain to the country.

Some of the policy changes when occur, it can not go back to its origin, because of politics and power. Rich always benefit from the policy changes, as policy influenced and indirectly created by those rich, who wants to be more richer by making middle class poorer.

In 1930 America ban Alcohol consumption and production. Thousands of people put into jail, not following the ban. 4 years later Rich and investors lifted the ban using policy and job growth tactic.

Most of crime and killing occur today is when a person is influenced by drug, alcohol & so on. In order to control gun violence and killing, they create gun control laws and policies. But the root cause is not the gun, who makes the gun. My question to all reader is “Are Rich make money through your political shelters? Wake-up call and solution is right here!!!

Although three of the four women were born in the United States, the president Donald J. Trump said they should all "go back" where they came from. That phrase has echoed down generations of nativist discourse as successive waves of newcomers have been targeted by individuals, groups and even whole political parties. President Trump has once again touched the raw nerve of racism in American life.

We all know that Natives are the owner of this so called land. All europeans and white color populations are just a migrated birds egg.

Poetry in motion about world politics says all:

Time again. We need to change our-self to fight what is wrong and establish our right to say what is correct. The day will come and democracy will be back in order until then I will be kept on writing.

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A Good Day to Recollect his 3 Heart Touching Statements:

1. Nothing is Permanent in this World, not even our Troubles.

2. I like Walking in the Rain, because NoBody can see my Tears.

3. The Most Wasted Day in Life is the Day in which we have not Laughed.

LIFE is to Enjoy with Whatever you have with You, Keep Smiling...!

If you feel STRESSED, Give yourself A Break.

Enjoy Some..Icecream/ Choclates/Candy/ Cake...

Why...? B'Coz...:

STRESSED backwards spelling is DESSERTS...!! Enjoy...!

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New studies projected that the worldwide retail eCommerce sales will reach a new high by 2021. Ecommerce businesses should anticipate a 265% growth rate, from $1.3 trillion in 2014 to $4.9 trillion in 2021. This shows a future of steady upward trend with no signs of decline.

Our introductory video to support the need

There are six basic types of e-commerce — Business-to-Business (B2B), Business-to-Consumer (B2C), Consumer-to-Consumer (C2C), Consumer-to-Business (C2B), Business-to-Administration (B2A) and Consumer-to-Administration (C2A) — and all of them represent a different purchasing dynamic.

Here is list of top eCommerce skills required to build and maintain an eCommerce website

1. Technology Intellect
2. User Experience Design
3. Website Design
4. Front-end Development
5. Backend development
6. Content Writing
7. Overall Website Testing
8. Data Analysis
9. Video marketing, Video editing & Photo editing tools and experience

Business Milestones are as follows: 1. Profitable Business Model
2. First Repeat Client
3. Realistic, Scalable Marketing Strategy
4. Hire and Train a Solid Team
5. Gain Authority in Your Industry
6. Reach a Significant Number of Sales
7. Time and Location! Time and Location! Time and Location! Right Product! Right Product! Right Product!

I can show you how to make money using eCommerce without spending arms and legs.

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You can make lot of beautiful things. Remember neatness and focus is the key. Out of your creativity, you could become a little scientist or makes a lot of money using your creativity, unfolded into social media and web ecommerce or service web development.

But best of all, it is fun and it improves your creativity and keep you engaged with focused based ideas.

In this playlist, I have added the following how to make or fold paper Sail boat, Ninja Star, Crane, Shark, Star, Box, Ninja Weapon, Wallet, Lily, Swan, Frog, Ball, Bookmark, Dolphin, Car, Dog, Boomerang, Rose, Penguin, Pull-Tab, Samurai Helmet, Lotus, Balloon water Bomb, Water Cup, Cat, Bird, Bird Base, Teddy Bear Pop-up Card, House Pop-up Card, Heart Pop-up Card, how to open an Envelope without damaging it for reuse. and how to Build a mini Hovercraft.

Hope you will enjoy and encourage other to be creative. Best of Luck for all of you.

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Chat with us using Custom chat line of using Facebook messenger link bellow. Click on the image to open Facebook messenger:

Or use standalone chat line for private and secure use.Click the image for chat line

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Time lapse video with Client AD, Using experimental AI. Your feedback or hatred comments will be greatly appreciated.

Current video contain calling features using experimental AI from the server in real time

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We all know the electrolysed water can fight germs, bacteria, odors and viruses. We will discus here how to make electrolysed water with and without machine.

Household cleaning appliance that can sanitize and disinfect your home, and even fruit and vegetables, by using water and salt.

Electrolysed water is a pretty simple technology from the industrial space that uses electricity to change the chemical structure of salt, water and vinegar into a cleaner and disinfectant as effective as bleach, but with no harmful chemicals.

Unique idea of disinfectant solution with out spending literally any money. Great idea of Electrolysed water is very safe to use on any thing and no chemical involved.

How Electrolysed water works or how to prepare:

"When you pass electricity through a salt water mixture, you create EO water. EO water exterminates 99.95 percent of virus and germs that it comes into contact with; and literally blows up bacteria by breaking its outer cells and bursting it with water."

The use of electrolysed water is reported to be just as effective as traditional cleaning products and reduces the need for single-use plastics by replacing commercially sold packaged cleaning products.

Users simply fill the device with tap water and household salt, and within 60 seconds the device creates an electrolysed water solution. The solution takes three minutes to perform its cleaning duties.

Bottle of electrolysed water sitting on a store shelf or in a warehouse would lose its efficacy within just a few weeks. That’s why it’s a cleaner you have to make fresh at home.

Electolyzed Acidic Water (EAW) could be useful in controling pathogenic microorganisms on freash fruits, vegetables and produces. Electrolyzed Oxidizing Water(EOW) has been attracting attention as a disinfectant because of it's storong antimicrobial activities.

Electrolyzing equipment is helping to sanitize drinking water in parts of Latin American and Africa.

It’s a kitchen degreaser. It’s a window cleaner. It kills athlete’s foot. Oh, and you can drink it.

It’s big in Japan. People there spray it on sushi to kill bacteria and fill their swimming pools with it, eliminating the need for harsh chlorine.

Doctors use it to sterilize equipment and treat foot fungus and bedsores. It’s the secret weapon in Sanyo Electric Corp.'s “soap-less” washing machine.

Then there’s the “magic water” hype that has accompanied electrolyzed drinking water. A number of companies sell so-called ionizers for home use that can range from about $600 to more than $3,000. The alkaline water, proponents say, provides health benefits.

Last or not least, more effective than Alcohol sanitisiation, as general detergent effectivity is 20%, Creson, phenol effectivity is 40%, Ethanol (Alcohol) effectivity is 60%, Sodioum hypocloride effectivity is 80%, but Electrolyzed water effectivity is 99.5%.

Note: For safety as electricity involve, it it recomended to buy Electrolyzed water dispenser with direct spray option.
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Items required:
Tightly knit cotton material, like a T-shirt. (A scarf can work. The fabric should be big enough to fold several times and cover your nose and mouth.)
Two rubber bands or hair ties
How to Assemble the mask:
A. Cut the bottom 7 to 8 inches off of a T-shirt (cutting horizontally), so that you have a strip of material.

B. Lay the material out flat in front of you, and turn it 90 degrees so that what used to be the bottom hem of the shirt (it's usually double stitched) is facing left or right.

C. Fold it from the bottom to the middle, and from the top to the middle. Repeat this step a second time.

D. Loop a rubber band or hair tie around each end (left and right), leaving a few inches of fabric, so each side looks like a candy wrapper. E. Fold the excess material over the band, with each side meeting in the middle, adding another layer to the mask.

F. Put a band over each ear, making sure the material fits snugly to your face. The pressure on your face should keep the material and rubber bands in place.